Compare Flipkart Axis Bank Credit Card vs IDFC FIRST Classic Credit Card

Welcome Benefits: Rs. 600 worth of joining and activation benefits
Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits:Flipkart/Swiggy

a. Avail Rs. 500 worth Flipkart vouchers on making first transaction with the card b. Avail 50% instant discount up to Rs. 100 on first Swiggy order

Get unlimited 5% cashback on Flipkart spends
Get unlimited 4% Cashback on Preferred Merchants
Get unlimited 1.5% Cashback on other eligible categories
4 complimentary lounge visits to select airport lounges within India per Calendar year
1% fuel surcharge waiver on all fuel transactions in India
On any transaction over Rs. 2,500, convert the purchases into EMI
Indulge in delectable cuisines up to 15% off at partnered restaurants in India
Annual fee will be waived off on annual spends greater than Rs. 3,50,000

Obtain a Gift Voucher of Rs. 500 on spending Rs. 15,000 within 90 days from card issuance
5% Cashback on first EMI transaction done within 90 days from card set-up
10X Reward Points on all transactions above Rs. 20,000
6X Reward Points on Online Spends
3X Reward Points on all Offline Spends
Avail 25% Discount on Movie Tickets with a Maximum of Rs. 100
4 complimentary Railway lounge visits every quarter
Personal Accident Cover worth Rs. 2 Lakh & complimentary lost card liability cover of Rs. 25,000
Fuel surcharge waiver
15% discount at 3,000+ Health and Wellness outlets

Pros

Cons

Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
3.5% foreign currency conversion fees
No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards

Pros

Cons

No milestone benefits
Airport Lounge access limited, depends on the bank’s current offers
Lifestyle benefits including Complimentary round of Golf is limited, depends on the bank’s current offers