IDFC FIRST Classic Credit Card - IDFC First Bank Cards
Category
travel,fuel,rewards,cashback
Fintra's Rating
3.3/5
IDFC FIRST Classic Credit Card Key Features
| Joining Fees | ₹0 |
| Renewal Fees | ₹0 |
| Free Lounge Access | No |
| Fuel Surcharge Waiver | Yes |
| Bank | IDFC First Bank |
| Network | Visa |
- Interest Charges: From 0.75% to 2.99% per month accounting to Annual Rate 9% to 35.88%
- Nil joining fees lifetime
- Nil renewal fees lifetime
Welcome Benefits of FIRST Classic Credit Card includes availing Gift Vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days of card set-up. You'll also get 5% cashback on the first EMI transaction performed within 90 days of card set-up
IDFC FIRST Classic Credit Card Welcome Offers- Obtain a Gift Voucher of Rs. 500 on spending Rs. 15,000 within 90 days from card issuance
- 5% Cashback on first EMI transaction done within 90 days from card set-up
- 10X Reward Points on all transactions above Rs. 20,000
- 6X Reward Points on Online Spends
- 3X Reward Points on all Offline Spends
- Avail 25% Discount on Movie Tickets with a Maximum of Rs. 100
- 4 complimentary Railway lounge visits every quarter
- Personal Accident Cover worth Rs. 2 Lakh & complimentary lost card liability cover of Rs. 25,000
- Fuel surcharge waiver
- 15% discount at 3,000+ Health and Wellness outlets
Pros
- 10X Rewards on all spends done on your Birthday
- Reward points will never expire
- Free Road Side Assistance(RSA) worth Rs. 1,399
Cons
- No milestone benefits
- Airport Lounge access limited, depends on the bank’s current offers
- Lifestyle benefits including Complimentary round of Golf is limited, depends on the bank’s current offers
