FBB SBI STYLEUP Card vs HDFC Bank Freedom Credit Card

Joining Fees

₹499

₹500

Editor's Rating

3.8

3

Key Features

  • Anniversary gift of 2,000 Bonus Reward Points every year
  • An upfront discount of flat 10% round the year, while shopping for Fashion Apparel, Accessories, Backpacks, Footwear & School Bags at Fbb and Big Bazaar Stores
  • 10X Reward Points on spends at Big Bazaar, Standalone Fbb and Food Bazaar outlets, and on all Dining expenditures
  • Maximum surcharge waiver of Rs. 100 can be availed per cycle on the STYLEUP Card
  • Earn 1 reward point on every spend of Rs. 150 and above
  • Redeem points for cashback
  • Get a gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
  • Get a welcome and renewal benefit of 500 reward points on fee realization
  • Earn 25X reward points on your birthday spends
  • 10X reward points on PayZapp & SmartBuy spends
  • Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
  • If annual spends are below Rs. 50,000, renew the card for a nominal fee of Rs. 500
  • Fuel fee waiver of 1%, capped at Rs. 250 per statement cycle (Applicable on minimum transaction of Rs.400 and maximum of Rs.5,000 ) GST will be applicable
  • Enjoy safe and secure transactions with chip-enabled cards
  • Zero liability on the lost card if reported immediately
  • HDFC Bank Freedom Credit Card has been enabled for contactless payments, hence, enjoy doing fast, convenient and secure payments at retail outlets.
  • Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
  • Obtain up to 3 add on credit cards for free

Editor's Review

Pros

  • The FBB SBI STYLEUP CONTACTLESS CARD comes with flexi pay option, which enables individuals to convert all transaction into easy monthly segments
  • With balance transfer facility, transfer any other outstanding credit card balance to your SBI Card. And then on you can repay them under easy instalments and a lower rate of interest
  • The card gives 10X reward point on all spending at Big Bazaar, FBB and Food Bazaar, along with the dining spending

Cons

  • As the FBB SBI STYLEUP CONTACTLESS CARD is pivoted more towards fashion spending and urban usage, it is a bit weak for heavy daily usage. Although it has got a global footmark, yet its features might seem limited to a seasoned traveller
  • The card lacks in the domestic cluster in features such as domestic travel, airfares and so on. Health facility is also not well covered

Pros

  • Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
  • Pay only 1.99% interest per month if card is issued against fixed deposit
  • Zero liability on lost card if reported immediately

Cons

  • No golf/coaching sessions
  • No complimentary Airport Lounge access


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