Citibank Cashback Credit Card vs AXIS Bank IOCL Rupay Credit Card
Joining Fees
₹500
₹500
Editor's Rating
3.5
3.9
Key Features
- 5% Cashback on Telephone & Utility Bill payments, and Movie ticket purchases and 0.5% Cashback on all other spends
- The unredeemed cashback is evergreen as it'll never expire
- Turn big purchases into small payments
- Instant Loans
- Over 26,000 offers and privileges on travel, hotels, shopping, entertainment, spas, Golf and much more
- 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
- Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
- Earn Reward Points on UPI Payments by linking the card to UPI
- 20 reward points per Rs. 100 on fuel spends on IOC Terminal
- 5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
- 1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
- 1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
- Annual Fee waived off if spends more than Rs. 50000 per year
- 10% instant discount for movie ticket booked via BookMyshow website
- Enjoy up to 15% Discount on partner Restaurants via EazyDiner
Editor's Review
Pros
- The Citibank Cash Credit Card gives the advantage of earning Cash points on every purchase
- This Credit Card has privileges from booking Tickets, Dining, Bill Payment and more
- Get benefits worth Rs. 3,300+ in the first year
Cons:
- No Complimentary Airport Lounge access
Pros
- 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
- Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
- 20 reward points per Rs. 100 on fuel spends on IOC Terminal
Cons
- No International Airport Lounge access
- No Golf benefits
- No travel miles benefits
