Citibank Cashback Credit Card vs ICICI Sapphiro Credit Card

Joining Fees

₹500

₹6,500

Editor's Rating

3.5

4.3

Key Features

  • 5% Cashback on Telephone & Utility Bill payments, and Movie ticket purchases and 0.5% Cashback on all other spends
  • The unredeemed cashback is evergreen as it'll never expire
  • Turn big purchases into small payments
  • Instant Loans
  • Over 26,000 offers and privileges on travel, hotels, shopping, entertainment, spas, Golf and much more
  • Complimentary Domestic and International Airport Lounge visits
  • Complimentary rounds of Golf every month at the Golf course
  • On dining bills, enjoy 15% savings at over 2,500+ restaurants across India through Culinary Treats Programme
  • Discover how ICICI Bank Sapphiro Credit Card can deliver savings of Rs 1,95,030 every year
  • Enjoy the unmatched advantage of complimentary DragonPass, the world’s first all-in-one Digital Airport Platform  

Editor's Review

Pros

  • The Citibank Cash Credit Card gives the advantage of earning Cash points on every purchase
  • This Credit Card has privileges from booking Tickets, Dining, Bill Payment and more
  • Get benefits worth Rs. 3,300+ in the first year

Cons:

  • No Complimentary Airport Lounge access

Pros

  • Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
  • Redeem PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more
  • Complimentary Domestic Airport Spa visits

Cons

  • Average Reward Rate
  • High-Interest Rate

To apply for ICICI Bank Credit Cards please click here


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