Compare Citibank Cashback Credit Card vs SBI SimplyClick Credit Card

5% Cashback on Telephone & Utility Bill payments, and Movie ticket purchases and 0.5% Cashback on all other spends
The unredeemed cashback is evergreen as it'll never expire
Turn big purchases into small payments
Instant Loans
Over 26,000 offers and privileges on travel, hotels, shopping, entertainment, spas, Golf and much more

On online spends with exclusive partners - Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra, earn 10X Reward Points
Earn 5X rewards on all other online spends
Earn 1 reward point per Rs. 100 on all other spends
Get e-voucher worth Rs. 2,000 each on reaching annual online spends of Rs. 1 Lakh and Rs. 2 Lakhs respectively. Voucher Brand : Cleartrip/Yatra
1% fuel surcharge waiver for each transaction between Rs. 500 and Rs 3000 (exclusive of GST, wherever applicable, & all other charges)
Spend Rs 1,00,000 and get annual fee reversed for the SimplyCLICK SBI card in the subsequent year
Simply wave the card at a secured reader and the transaction will be done. Maximum payment of Rs. 5,000 allowed per contactless transaction
Transfer outstanding balance of other banks’ credit cards to SimplyCLICK SBI Card, and avail a lower rate of interest and pay back in EMIs
With Flexipay facility, convert transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using SimplyCLICK SBI Card , and log in to sbicard.com within 30 days of purchase to convert it into Flexipay

Pros

The Citibank Cash Credit Card gives the advantage of earning Cash points on every purchase
This Credit Card has privileges from booking Tickets, Dining, Bill Payment and more
Get benefits worth Rs. 3,300+ in the first year

Cons: