Citi Rewards Credit Card vs HDFC Diners ClubMiles Credit Card
Joining Fees
₹1,000
₹1,000
Editor's Rating
4.1
4
Key Features
- Earn minimum 1 reward point for every 125 on all purchases
- Gain 10X reward points at online, physical department, and apparel stores
- Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
- You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
- Instant Loans
- Access 1000+ leading lounges across the globe with complimentary access six times a year through HDFC exclusive lounge program
- Benefits of a concierge for all your travel needs
- 15% discount and other benefits at some of the finest restaurants. You can select from over 1400 offers with partners across the world
- Insurance Benefits
Editor's Review
Pros
- Get rewarded every time you shop
- Redeem Miles instantly via SMS against purchases at leading brands
- Turn big purchases into small payments
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- 6 complimentary access to 700+ lounges worldwide annually
- Redeem Reward Points for bookings across 150+ airlines and a wide range of hotels
- Get air accident cover of Rs. 1 crore
Cons
- No complimentary offers for movie tickets
- No Cashback on online spends
- No Golf Privileges
