Citi Rewards Credit Card vs RBL Bank Platinum Maxima Plus Credit Card
Joining Fees
₹1,000
₹2,500
Editor's Rating
4.1
4
Key Features
- Earn minimum 1 reward point for every 125 on all purchases
- Gain 10X reward points at online, physical department, and apparel stores
- Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
- You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
- Instant Loans
- Obtain 2 reward points for every Rs. 100 spent on purchases
- Avail 5x benefits- Easily get 10 reward points for every Rs. 100 when using the credit card for dining, entertainment, grocery, and international purchases
- In a year, make purchases of Rs. 2 lakhs or more and get 10,000 reward points
- Cross Rs. 3.5 lakhs of annual spending on the card and get additional 10,000 bonus reward points
- Cross Rs. 5 lakhs of annual spending on the card and avail additional 10,000 bonus reward points
- Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow. Simply select RBL Bank Buy 1 Get 1 Offer under the Offers/Discounts section on the BookMyShow website or mobile app to avail this offer
- 2 complimentary visits every calendar quarter at domestic airport lounges across all major airports within India. This Lounge Program is offered by MasterCard/Visa
- 1% surcharge on fuel
Editor's Review
Pros
- Get rewarded every time you shop
- Redeem Miles instantly via SMS against purchases at leading brands
- Turn big purchases into small payments
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- 2 reward points for every Rs. 100 spent on purchases
- Avail 5x benefits
- Welcome benefits
Cons
- No railway lounge access
- No golf benefits
- No international airport lounge access
