Citi Rewards Credit Card vs Bandhan Bank Standard Chartered credit cards

• Earn minimum 1 reward point for every 125 on all purchases
• Gain 10X reward points at online, physical department, and apparel stores
• Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
• You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
• Instant Loans

Bandhan Bank Standard Chartered One credit card’s features:

• Fuel Surcharge Waiver is applicable - 1% of the transaction 
• For every Rs. 150 spent, avail 1 reward point 
• Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• As joining benefit, get 500 Rewards Points 

Bandhan Bank Standard Chartered Plus credit card’s features:

• Fuel Surcharge Waiver is applicable - 1% of the transaction 
• For every Rs. 150 spent, avail 3 reward points 
• Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• As joining benefit, get 1500 Rewards Points 

Bandhan Bank Standard Chartered Xclusive credit card’s features:

• Fuel Surcharge Waiver is applicable - 1% of the transaction 
• For every Rs. 150 spent, avail 3 reward point 
• Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• Additional Rewards Points throughout the year
• MakeMyTrip Cashback of  Rs. 3000 as a joining benefit 

Pros

• Get rewarded every time you shop
• Redeem Miles instantly via SMS against purchases at leading brands
• Turn big purchases into small payments

Cons

• No Golf/coaching sessions
• No complimentary Airport Lounge access

Bandhan Bank Standard Chartered One credit card’s review:

Pros

• As joining  benefit, get 500 Rewards Points 
• Renewal Fee will be waived off on annual spends of Rs. 60,000
• Annual Fees  Rs. 299

Cons

• No Golf Privileges 
• No Airport Lounge access 
• High-interest rates 

Bandhan Bank Standard Chartered Plus credit card’s review:

Pros

• Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• As joining  benefit, get 1500 Rewards Points 
• Renewal Fee will be waived off on annual spends of Rs. 90,000

Cons

• No Golf Privileges 
• No Airport lounge access 
• High-Interest rates 

Bandhan Bank Standard Chartered Xclusive credit card’s review:

Pros

• Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• Additional Rewards Points throughout the year
• MakeMyTrip Cashback of  Rs. 3000 as a joining benefit  
• 4 Lounge Access per calendar quarter 

Cons

• No golf privileges 
• High renewal/annual fee
• High-interest rates