Citi Rewards Credit Card vs Tata Titanium Card
VS
Fees
Citibank
Tata
Joining Fees
₹1,000
₹499
Renewal Fees
₹1,000
₹499
Network
Mastercard
Mastercard
Editor's Review
4.1
3.3
Free Lounge Access
No
No
Features
Citi Rewards Credit Card
- Earn minimum 1 reward point for every 125 on all purchases
- Gain 10X reward points at online, physical department, and apparel stores
- Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
- You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
- Instant Loans
Tata Titanium Card
- 500 Empower points on spends of Rs. 2,000 in the first 60 days
- 1.5% Value back on spends at Croma & cromaretail.com
- On spends on Tata Outlets, get up to 5% Value back
- 3X Points on Departmental and Grocery stores
Editor's Review
Citi Rewards Credit Card
Pros
- Get rewarded every time you shop
- Redeem Miles instantly via SMS against purchases at leading brands
- Turn big purchases into small payments
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Tata Titanium Card
Pros
- Welcome Benefits
- Get amazing offers and gift vouchers from Tata partner outlets and other brands
- 1.5% Value back on spends at Croma & cromaretail.com
Cons
- High-interest rate
- No airport lounge access
- No Golf games
