Citi Rewards Credit Card vs Axis Bank Insta Easy Credit Card

Citi Rewards Credit Card
Citi Rewards Credit Card
Citibank · Mastercard
4.1
₹1,000 / Joining Fees
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VS
Axis Bank Insta Easy Credit Card
Axis Bank Insta Easy Credit Card
Axis Bank · Visa
3.8
₹500 / Joining Fees
Apply Now →
Fees
Citibank
Axis Bank
Joining Fees
₹1,000
₹500
Renewal Fees
₹1,000
₹0
Network
Mastercard
Visa
Editor's Review
4.1
3.8
Free Lounge Access
No
No
Features
Citi Rewards Credit Card
  • Earn minimum 1 reward point for every 125 on all purchases
  • Gain 10X reward points at online, physical department, and apparel stores
  • Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
  • You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
  • Instant Loans
Axis Bank Insta Easy Credit Card
  • Avail Visa International Global Card Assistance Services  
  • Withdrawal as much cash as required
  • Avail credit limit of your choice up to maximum of 80% of the  FD principal value 
  • No extra charge on purchase transactions for up to 50 days 
  • Any application for the Credit Card gets guaranteed approval 
  • The Credit Card is equipped with Platinum Chip contactless technology
  • 1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
  • On any transactions above Rs. 2500, contact the bank to convert it into EMIs
  • Discover unique delectable cuisines with Axis Bank Dining Delights that offers  15% off at partnered restaurants in India 
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • Earn 6 points on Domestic spends for every Rs. 200
  • Earn 12  points on International spends for every Rs. 200
  • 100  points on  the first online transaction 
Editor's Review
Citi Rewards Credit Card

Pros

  • Get rewarded every time you shop
  • Redeem Miles instantly via SMS against purchases at leading brands
  • Turn big purchases into small payments

Cons

  • No Golf/coaching sessions
  • No complimentary Airport Lounge access
Axis Bank Insta Easy Credit Card

Pros

  • Convert  purchases  to EMI
  • Avail Visa International Global Card Assistance Services
  • Get a guaranteed approval 

Cons            

  • No Golf/coaching sessions
  • No Airport Lounge Visits

More comparisons with Citi Rewards Credit Card

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