Citi Rewards Credit Card vs BOB Financial Select

Joining Fees

₹1,000

₹750

Editor's Rating

4.1

4.3

Key Features

  • Earn minimum 1 reward point for every 125 on all purchases
  • Gain 10X reward points at online, physical department, and apparel stores
  • Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
  • You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
  • Instant Loans
  • 5X rewards on Dining, Utility bills, Online spends; 1x on others
  • 1,000 bonus rewards points every month
  • Zero Fuel Surcharge
  • Zero Annual Fees basis card usage 

Editor's Review

Pros

  • Get rewarded every time you shop
  • Redeem Miles instantly via SMS against purchases at leading brands
  • Turn big purchases into small payments

Cons

  • No Golf/coaching sessions
  • No complimentary Airport Lounge access

Pros

  • Easy EMI Option
  • Multiple redemption options
  • In-built insurance cover

Cons

  • No Golf Privileges 
  • No Airport Lounge access 


More comparisions with Citi Rewards Credit Card

More comparisions with BOB Financial Select

Downloads