Citi Rewards Credit Card vs Spar SBI Card PRIME
Joining Fees
Editor's Rating
Key Features
- Earn minimum 1 reward point for every 125 on all purchases
- Gain 10X reward points at online, physical department, and apparel stores
- Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
- You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
- Instant Loans
- Cumulative milestone benefits up to 58,000 RP worth Rs 14,500
- On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points
- On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points
- On annual spends of Rs 100,000 across all Landmark Stores, earn 12,000 bonus Reward Points
- 1% Fuel Surcharge Waiver
Editor's Review
Pros
- Get rewarded every time you shop
- Redeem Miles instantly via SMS against purchases at leading brands
- Turn big purchases into small payments
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Welcome Benefits include getting 12,000 bonus reward points equivalent to Rs. 3,000 on payment of Annual Fees
- Spar SBI Card PRIME can be used in over 24 million outlets globally, including 3,25,000 outlets in India
- Avail 20,000 bonus Reward Points on annual spends of Rs 180,000 across all Landmark Stores
Cons
- No Golf/coaching sessions
- Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits
More comparisions with Citi Rewards Credit Card
More comparisions with Spar SBI Card PRIME