Citi Rewards Credit Card vs IndianOil Axis Bank Credit Card
Joining Fees
₹1,000
₹500
Editor's Rating
4.1
3.9
Key Features
- Earn minimum 1 reward point for every 125 on all purchases
- Gain 10X reward points at online, physical department, and apparel stores
- Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
- You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
- Instant Loans
- Get 4% value back on fuel transactions by earning 20 reward points per Rs. 100 spent at IOCL fuel outlet in India. To avail this offer, transact between Rs. 400 and Rs. 4000 per month
- 1% value back on online shopping by earning 5 reward points per Rs. 100 spent. To avail this offer, transact at online merchants between Rs. 100 and Rs. 5000
- 1% fuel surcharge waiver- To avail this offer, transact at any fuel outlet between Rs. 400 and Rs. 4000 per month.
- Spend more than Rs. 3,50,000 in a year and be eligible for annual fee waiver
- Instant discount up to 10% on movie tickets booked via Bookmyshow app or website
- Avail 1 EDGE REWARD point on Rs. 100 spend with the credit card
- Indulge in delectable cuisines with Axis Bank Dining Delights that offers up to 15% discount at partnered restaurants in India via the EasyDiner
Editor's Review
Pros
- Get rewarded every time you shop
- Redeem Miles instantly via SMS against purchases at leading brands
- Turn big purchases into small payments
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Dining Delights - 15% off at partner restaurants
- Instant discount on BookMyShow
- 1% fuel surcharge waiver on all fuel transactions in India
Cons
- No Golf/coaching sessions
- No Airport Lounge Access
