Canara Bank RuPay Platinum Credit Card vs American Express Membership Rewards Credit Card

• Welcome Benefits 
• Insurance Cover
• Cash Back Offers
• Concierge Services

• Annual Membership Renewal Fee Waived if total spends on American Express Credit Card is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends is Rs.90,000 to Rs.1,49,999
• Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
• Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of Annual Membership Fee. Points to be credited within 90 days of Card renewal
• Redeem Points from the fabulous 18 and 24 Karat Gold Collection
• Exciting Discounts of up to 20% every time you dine at select restaurants

Pros

• Avail Credit Limit up to Rs. 25 Lakhs 
• Earn Two Rewards points for every purchase transaction including E-commerce transaction of Rs 100. Option for Encashment of Reward Points is available, too
• Get Baggage Insurance up to Rs. 25000
• Avail Purchase Protection cover of Rs. 25000

Cons

• No Airport Lounge Access 
• No Golf Privileges 

Pros

• Use your American Express Credit Card for your next big purchase & pay in EMI
• Fuel Convenience Fee Waiver
• One of the highest point to INR conversion rates in the market

Cons

• No Golf/coaching sessions
• No complimentary Airport Lounge access
• High Renewal Fee