Canara Bank RuPay Platinum Credit Card vs IDFC FIRST Wealth Credit Card

Joining Fees

₹0

₹0

Editor's Rating

3.6

3.25

Key Features

  • Welcome Benefits 
  • Insurance Cover
  • Cash Back Offers
  • Concierge Services
  • Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
  • 5% cashback on making the first EMI transaction made within 90 days of card set-up
  • Avail 10X Reward Points on all transactions above Rs. 20,000
  • Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
  • 4 Complimentary Domestic and International Airport lounge and spa visits every calendar quarter
  • 4 complimentary Railway Lounge visits every calendar quarter
  • Low foreign exchange mark-up fee of 1.5%
  • 20% discount on 1500+ Restaurants
  • 15% discount on 3000+ Health & Wellness Outlets
  • Free Road Side Assistance(RSA) worth Rs. 1,399

Editor's Review

Pros

  • Avail Credit Limit up to Rs. 25 Lakhs 
  • Earn Two Rewards points for every purchase transaction including E-commerce transaction of Rs 100. Option for Encashment of Reward Points is available, too
  • Get Baggage Insurance up to Rs. 25000
  • Avail Purchase Protection cover of Rs. 25000

Cons

  • No Airport Lounge Access 
  • No Golf Privileges 

Pros

  • Lifetime free credit card
  • Complimentary Airport and Railway lounge access
  • Multi-faceted discounts are offered on movie tickets, travel, spas, wellness centers, etc.

Cons

  • No milestone benefits
  • Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
  • Interest-free cash withdrawal available for 48 days only


More comparisions with Canara Bank RuPay Platinum Credit Card

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