BOI SwaDhan Rupay Platinum vs Standard Chartered EaseMyTrip Credit Card

• SwaDhan Rupay Platinum Credit Card is issued against TDR
• The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
• Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
• Fuel Transaction Surcharge: 1% of transaction amount 

• The annual fee of Rs. 350 will break waived off on spends of Rs. 50,000 or more in the previous year
• Flat 20% instant discount on domestic and international hotel bookings. Avail max discount of Rs 5000 and Rs 10000 respectively
• Flat 10% off on domestic and international flight bookings. Get max discount of Rs 1000 and Rs 5000 respectively
• Get Rs. 125 off on bus ticket bookings on minimum ticket booking of Rs 500
• Avail 10x rewards on every Rs. 100 spent for booking tickets at standalone hotel and airline websites/apps/outlets
• 1 domestic lounge access per calendar quarter and 2 international lounge access per year
• Get 2x reward points for every Rs. 100 spent on all other category of retail spends
• Get supplementary credit card with the same benefits
• Contactless Credit Card
• Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
• Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
• Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
• Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
• Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
• Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees

Pros

• Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
• Interest free credit for up to 51 days and revolving credit at preferential rate
• EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank

Cons

• No Golf Privileges 
• No Airport Lounge access 

Pros

• Flat 20% instant discount on domestic and international hotel bookings, and flat 10% off on domestic and international flight bookings
• Get Rs. 125 off on bus ticket bookings on minimum ticket booking of Rs 500
• Avail 10x rewards on every Rs. 100 spent for booking tickets at standalone hotel and airline websites/apps/outlets
• 1 domestic lounge access per calendar quarter and 2 international lounge access per year

Cons

• No Golf benefits
• No fuel benefits
• No welcome benefits