Standard Chartered EaseMyTrip Credit Card vs RBL Bank Platinum ShopGain SuperCard

Joining Fees

₹350

₹1,499

Editor's Rating

4.5

3.4

Key Features

  • The annual fee of Rs. 350 will break waived off on spends of Rs. 50,000 or more in the previous year
  • Flat 20% instant discount on domestic and international hotel bookings. Avail max discount of Rs 5000 and Rs 10000 respectively
  • Flat 10% off on domestic and international flight bookings. Get max discount of Rs 1000 and Rs 5000 respectively
  • Get Rs. 125 off on bus ticket bookings on minimum ticket booking of Rs 500
  • Avail 10x rewards on every Rs. 100 spent for booking tickets at standalone hotel and airline websites/apps/outlets
  • 1 domestic lounge access per calendar quarter and 2 international lounge access per year
  • Get 2x reward points for every Rs. 100 spent on all other category of retail spends
  • Get supplementary credit card with the same benefits
  • Contactless Credit Card
  • Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
  • Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
  • Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
  • Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
  • Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
  • Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees

* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
Please Note: W.e.f January 07, 2021, interest @1.16% per month would be applicable on Emergency Advance Facility on your SuperCard and no processing fee would be charged.

* Avail 6,000 RP as welcome rewards on payment of joining fees and minimum spends of Rs. 2,000 within 30 days of card issuance. Theres no welcome rewards given to First Year Free cards
* Earn 25 Reward Points for every Rs. 100 spent on utility bill payments - up to 500 Reward Points pm
* Get 1+1 on Bookmyshow twice a month (up to Rs. 200 per month)
* 4 Complimentary domestic lounge access (1 per quarter)
* The Platinum Shopgain SuperCard account can easily be manage on-the-go with RBL MyCard Mobile App
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to Platinum Shopgain SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* Offers on Utility Bill Payments

Editor's Review

Pros

  • Flat 20% instant discount on domestic and international hotel bookings, and flat 10% off on domestic and international flight bookings
  • Get Rs. 125 off on bus ticket bookings on minimum ticket booking of Rs 500
  • Avail 10x rewards on every Rs. 100 spent for booking tickets at standalone hotel and airline websites/apps/outlets
  • 1 domestic lounge access per calendar quarter and 2 international lounge access per year

Cons

  • No Golf benefits
  • No fuel benefits
  • No welcome benefits

Pros
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit

* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets

* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time

Cons
* No golf benefits

* No airmiles

* No fuel surcharge waiver


More comparisions with Standard Chartered EaseMyTrip Credit Card

More comparisions with RBL Bank Platinum ShopGain SuperCard

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