Standard Chartered EaseMyTrip Credit Card vs IRCTC RBL Bank Credit Card

• The annual fee of Rs. 350 will break waived off on spends of Rs. 50,000 or more in the previous year
• Flat 20% instant discount on domestic and international hotel bookings. Avail max discount of Rs 5000 and Rs 10000 respectively
• Flat 10% off on domestic and international flight bookings. Get max discount of Rs 1000 and Rs 5000 respectively
• Get Rs. 125 off on bus ticket bookings on minimum ticket booking of Rs 500
• Avail 10x rewards on every Rs. 100 spent for booking tickets at standalone hotel and airline websites/apps/outlets
• 1 domestic lounge access per calendar quarter and 2 international lounge access per year
• Get 2x reward points for every Rs. 100 spent on all other category of retail spends
• Get supplementary credit card with the same benefits
• Contactless Credit Card
• Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
• Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
• Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
• Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
• Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
• Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees

• Level up the travel with up to 40X benefits! The card has annual fee of Rs. 500, so the cardholder can end up with benefits worth up to Rs. 20,000 annually by shopping, dining, travel bookings, and more with this Card. That’s 40 times the value of the annual fee
• Redeem the Reward Points directly on IRCTC at incredible value - 1 Reward Point = Rs. 1
• Navigate the daily commutes effortlessly at metro and bus stations by simply tapping the card
• Enjoy a seamless payment process by using UPI, simply scan and pay for a smooth transaction process
• 8 complimentary (2 visits per quarter) lounge access at railway stations
• Enjoy Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
• Transaction charges of 1% will be reversed on IRCTC RBL Bank Credit Card. Max Rs. 200 surcharge waiver per month on transaction up to Rs. 5,000
• Get 5 Reward Points per Rs. 200 spent on train ticket bookings via the IRCTC website or App
• Get 3 Reward Points per Rs. 200 swiped on FASTag recharge from RBL Bank Digital Channels/NCMC Reload/UTS App
• Along with getting rewards on train tickets, cardholder can also avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
• Get 1 Reward Point per Rs. 200 spent everywhere

Pros

• Flat 20% instant discount on domestic and international hotel bookings, and flat 10% off on domestic and international flight bookings
• Get Rs. 125 off on bus ticket bookings on minimum ticket booking of Rs 500
• Avail 10x rewards on every Rs. 100 spent for booking tickets at standalone hotel and airline websites/apps/outlets
• 1 domestic lounge access per calendar quarter and 2 international lounge access per year

Cons

• No Golf benefits
• No fuel benefits
• No welcome benefits

Pros

• 8 complimentary (2 visits per quarter) lounge access at railway stations and get Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
• Avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
• Welcome benefits

Cons

• No dining or movie benefits
• No golf benefits
• No international/domestic airport lounge access