IRCTC RBL Bank Credit Card - RBL Bank Cards

IRCTC RBL Bank Credit Card

Category

travel,rewards,lounge

Fintra's Rating

 3.8/5

IRCTC RBL Bank Credit Card Key Features

Joining Fees ₹500
Renewal Fees ₹500
Free Lounge Access No
Fuel Surcharge Waiver Yes
Bank RBL Bank
Network Rupay

Interest Charges: Up to 3.99% per month, accounting to 47.88% per annum

IRCTC RBL Bank Credit Card Fees

Welcome Benefits include getting 500 Reward Points. Simply, shop with the IRCTC RBL Bank Credit Card within the first 30 days of Card issuance and get rewarded

IRCTC RBL Bank Credit Card Welcome Offers

  • Level up the travel with up to 40X benefits! The card has annual fee of Rs. 500, so the cardholder can end up with benefits worth up to Rs. 20,000 annually by shopping, dining, travel bookings, and more with this Card. That’s 40 times the value of the annual fee
  • Redeem the Reward Points directly on IRCTC at incredible value - 1 Reward Point = Rs. 1
  • Navigate the daily commutes effortlessly at metro and bus stations by simply tapping the card
  • Enjoy a seamless payment process by using UPI, simply scan and pay for a smooth transaction process
  • 8 complimentary (2 visits per quarter) lounge access at railway stations
  • Enjoy Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
  • Transaction charges of 1% will be reversed on IRCTC RBL Bank Credit Card. Max Rs. 200 surcharge waiver per month on transaction up to Rs. 5,000
  • Get 5 Reward Points per Rs. 200 spent on train ticket bookings via the IRCTC website or App
  • Get 3 Reward Points per Rs. 200 swiped on FASTag recharge from RBL Bank Digital Channels/NCMC Reload/UTS App
  • Along with getting rewards on train tickets, cardholder can also avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
  • Get 1 Reward Point per Rs. 200 spent everywhere

IRCTC RBL Bank Credit Card Features

Pros

  • 8 complimentary (2 visits per quarter) lounge access at railway stations and get Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
  • Avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
  • Welcome benefits

Cons

  • No dining or movie benefits
  • No golf benefits
  • No international/domestic airport lounge access

IRCTC RBL Bank Credit Card Editor's Review

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