Standard Chartered EaseMyTrip Credit Card vs Axis Bank Magnus Credit Card

Joining Fees

₹350

₹12,500

Editor's Rating

4.5

4.3

Key Features

  • The annual fee of Rs. 350 will break waived off on spends of Rs. 50,000 or more in the previous year
  • Flat 20% instant discount on domestic and international hotel bookings. Avail max discount of Rs 5000 and Rs 10000 respectively
  • Flat 10% off on domestic and international flight bookings. Get max discount of Rs 1000 and Rs 5000 respectively
  • Get Rs. 125 off on bus ticket bookings on minimum ticket booking of Rs 500
  • Avail 10x rewards on every Rs. 100 spent for booking tickets at standalone hotel and airline websites/apps/outlets
  • 1 domestic lounge access per calendar quarter and 2 international lounge access per year
  • Get 2x reward points for every Rs. 100 spent on all other category of retail spends
  • Get supplementary credit card with the same benefits
  • Contactless Credit Card
  • Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
  • Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
  • Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
  • Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
  • Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
  • Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees
  • Avail 8 complimentary end-to-end meet and greet services at the airport (This has been discontinued w.e.f 20 April’24)
  • Get unlimited complimentary international airport lounge visits and 8 additional guests visits per year with Priority Pass Card (Guest visits have been revised to 4 per year w.e.f 20 April’24)
  • Get unlimited domestic airport lounge visits to selected lounges
  • Enjoy up to 15% off on International and Domestic Oberoi and Trident Hotels
  • Buy one ticket and get up to Rs. 500 off on the second ticket on BOOKMYSHOW (This has been discontinued w.e.f 20 April’ 24)
  • Avail up to 40% discount at over 4000 restaurants in India
  • Avail purchase protection, lost card liability programs, and more: Counterfeit/lost card liability up to credit limit; Purchase protection of up to Rs. 2 Lakhs; Loss/Delay in baggage and Personal Documents cover up to 500 USD; Credit shield of Rs. 5 Lakhs
  • The Annual fee of Rs. 12,500 + Taxes will be waived off on spending Rs. 25 Lakhs in the proceeding year
  • Get fuel surcharge waiver of 1% for transactions between Rs. 400 to Rs. 4000
  • Avail 12 EDGE REWARD points per Rs. 200 on spends up to Rs. 1.50 Lakhs and 35 EDGE REWARD points per Rs. 200 on incremental spends above Rs. 1.50 lakhs in a calendar month
  • Get 5X Reward points on spends via Travel eDGE
  • Get 2 partner miles for every 5 edge Reward points across 20 travel partners. Do note that customers holding the new Magus Credit Card for Burgundy will get up to 4 partner miles for every 5 eDGE Reward points across 20 travel partners

Editor's Review

Pros

  • Flat 20% instant discount on domestic and international hotel bookings, and flat 10% off on domestic and international flight bookings
  • Get Rs. 125 off on bus ticket bookings on minimum ticket booking of Rs 500
  • Avail 10x rewards on every Rs. 100 spent for booking tickets at standalone hotel and airline websites/apps/outlets
  • 1 domestic lounge access per calendar quarter and 2 international lounge access per year

Cons

  • No Golf benefits
  • No fuel benefits
  • No welcome benefits

Pros

  • Annual fee of Rs. 12,500 + Taxes waived off on spending Rs. 25 Lakhs in the proceeding year
  • Reduced mark-up fee of 2% on foreign transactions
  • No cash withdrawal fees

 

Cons

  • No Golf/coaching sessions
  • Joining and annual fees on higher side


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