Compare BOI SwaDhan Rupay Platinum vs BOB Financial Easy

SwaDhan Rupay Platinum Credit Card is issued against TDR
The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
Fuel Transaction Surcharge: 1% of transaction amount

Get 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies
Avail 1 reward point for every Rs. 100 spent on other categories
Avail 0.5% of the card bill payment as cash-back in the next statement
Spend Rs. 6,000 within 60 days and Rs. 35,000 in a year for reversal/waiver of annual fees
1% fuel surcharge waived for fuel transactions between Rs. 400 - Rs. 5,000 (Max. waiver of Rs. 250 per month)
Redeem the earned reward points as cash-back and other exciting options
Convert purchases of more than Rs. 2,500 on the card into easy EMIs of 6/12 months
3 lifetime free add-on cards
Free Personal Accidental Death Cover
Report immediately the loss of the card to ensure zero liability on any fraudulent transactions
Avail 50 days of interest free credit from the date of any purchase
Pay Minimum Amount Due and finance your spends as per your convenience

Pros

Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
Interest free credit for up to 51 days and revolving credit at preferential rate
EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank

Cons