BOB Financial Prime vs Platinum Aura Visa and Mastercard Credit Card

Joining Fees

₹0

₹500

Editor's Rating

3.4

4

Key Features

  • Get PRIME against fixed deposit of  Rs. 15,000 or more without any income proof
  • PRIME is lifetime free, which means Zero First Year and Annual Fees
  • 1% fuel surcharge waived for all fuel transactions between  Rs 400 - Rs 5,000 (Max. waiver of Rs. 250 per month)
  • Convert purchases  of more than Rs 2,500 on your card into easy EMIs of 6/12 months
  • Free Personal Accidental Death Cover ensures the financial protection of your family
  • Book Your Favorite Restaurants on a Tap & Get Great Deals & Discounts
  • Travel Insurance Cover
  • ‘Total Protect’ safeguards your card from fraud
  • Complimentary personal air accident insurance cover of up to Rs 25 lakh

Editor's Review

Pros

  • 1% cashback
  • No fee
  • Minimum deposit of Rs. 15,000 

Cons

  • No perks or promotions
  • No Golf/coaching sessions
  • No complimentary Airport Lounge visits

Pros

  • Enjoy a waiver of 1% on fuel surcharge at any petrol pump across India
  • Exclusive access to 600+ lounges across the globe

Cons

  • No golf/coaching sessions


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