BOB Financial PREMIER vs RBL Bank Icon Credit Card

BOB Financial PREMIER
BOB Financial PREMIER
Bank of Baroda · Visa
4.6
₹1,000 / Joining Fees
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VS
RBL Bank Icon Credit Card
RBL Bank Icon Credit Card
RBL Bank · Mastercard
4.2
₹5,000 / Joining Fees
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Fees
Bank of Baroda
RBL Bank
Joining Fees
₹1,000
₹5,000
Renewal Fees
₹1,000
₹5,000
Network
Visa
Mastercard
Editor's Review
4.6
4.2
Free Lounge Access
Yes
Yes
Features
BOB Financial PREMIER
  • 5X rewards on travel, dining and abroad; 2 Reward points on others
  • Complimentary airport lounge, 24x7 concierge
  • Zero fuel surcharge
  • Fuel surcharge waiver
  • Zero annual fees basis card usage
RBL Bank Icon Credit Card

* Purchase 1 and get 1 Movie ticket, up to Rs. 200 off, twice in a month at BookMyShow
* Dining privileges such as a complimentary glass of a premium wine or a yummy dessert at any participating premium restaurants
* Enjoy grander hotel stays with complimentary room upgrades, complimentary meals, and other offers at the bank’s hotel partners
* 2 Reward Points for every Rs.100 spent
* 20 Reward Points for every Rs.100 spent on international and dining spends on weekends
* Get 10,000 Reward Points on spends of Rs. 3 lakhs in a year
* Obtain additional 15,000 Reward Points on spends of Rs. 5 lakhs in a year
* Avail another 20,000 Reward Points on spends of Rs. 8 lakhs in a year
* Redeem the Reward Points for air travel, hotel stays, shopping vouchers and much more
* 2 complementary domestic lounge visits every quarter at airports in India
* Access 1,400+ international airport lounges through complimentary Priority Pass membership. Each visit is chargeable up to $35 per person
* 24x7 dedicated Concierge Desk
* Get access to selected golf courses across the country
* Complimentary golf rounds and discount on green fees
* Free golf lessons
* Icon Credit Card provides you unique, exclusive perks. Access global iconic events like Formula 1 races, special awards nights, and other exclusive sports events
* Fuel Surcharge wavier across all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4000. Maximum waiver of Rs. 200 per month

Editor's Review
BOB Financial PREMIER

Pros

  • Convert purchases more than Rs. 2,500 on the card into easy EMIs of 6/12 months
  • 3 lifetime free add-on cards
  • Free Personal Accidental Death Cover
RBL Bank Icon Credit Card

Pros

* Avail another 20,000 Reward Points on spends of Rs. 8 lakhs in a year

* Redeem the Reward Points for air travel, hotel stays, shopping vouchers and much more

* 2 complementary domestic lounge visits every quarter at airports in India

Cons

* No discounts on flights and hotels through air miles

* No Renewal Fee Waiver

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