RBL Bank Icon Credit Card vs ICICI Sapphiro Credit Card

* Purchase 1 and get 1 Movie ticket, up to Rs. 200 off, twice in a month at BookMyShow
* Dining privileges such as a complimentary glass of a premium wine or a yummy dessert at any participating premium restaurants
* Enjoy grander hotel stays with complimentary room upgrades, complimentary meals, and other offers at the bank’s hotel partners
* 2 Reward Points for every Rs.100 spent
* 20 Reward Points for every Rs.100 spent on international and dining spends on weekends
* Get 10,000 Reward Points on spends of Rs. 3 lakhs in a year
* Obtain additional 15,000 Reward Points on spends of Rs. 5 lakhs in a year
* Avail another 20,000 Reward Points on spends of Rs. 8 lakhs in a year
* Redeem the Reward Points for air travel, hotel stays, shopping vouchers and much more
* 2 complementary domestic lounge visits every quarter at airports in India
* Access 1,400+ international airport lounges through complimentary Priority Pass membership. Each visit is chargeable up to $35 per person
* 24x7 dedicated Concierge Desk
* Get access to selected golf courses across the country
* Complimentary golf rounds and discount on green fees
* Free golf lessons
* Icon Credit Card provides you unique, exclusive perks. Access global iconic events like Formula 1 races, special awards nights, and other exclusive sports events
* Fuel Surcharge wavier across all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4000. Maximum waiver of Rs. 200 per month

• Get up to 20,000 PAYBACK points every anniversary year

• 4 complimentary Domestic Airport Lounge visits per quarter, courtesy of Mastercard and American Express
• 2 complimentary International Airport Lounge visits per calendar year and 2 complimentary Domestic Airport Spa visits per calendar year, under complimentary membership to Dreamfolks DragonPass Lounge Access Programme
• Enjoy up to 4 complimentary rounds of Golf every month at the Golf course of your choice based on eligible spends on your card
• Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
• Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme
• Powerful Rewards Plan: You can redeem your PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more
• Earn bonus rewards of up to 6 PAYBACK Points on every Rs. 100 spent
• Under the new Milestone Rewards program, get 4,000 PAYBACK Points on spending Rs. 4,00,000 on your card and 2,000 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 20,000 PAYBACK Points per year
• Get 1 PAYBACK Points on every Rs. 100 spent on fuel, utilities and insurance categories
• Earn 50% more rewards on your ICICI Bank Sapphiro American Express® Credit Card
• Savings: ICICI Bank Sapphiro Credit Card can deliver savings of Rs 1,95,030 every year 
• 1% fuel surcharge waiver is available on all transactions below Rs 4,000. Fuel surcharge waiver is available on fuel purchases at all petrol pumps
• Complimentary DragonPass Member, it's world’s first all-in-one Digital Airport platform. As a member, gain access to 450 comfortable and luxurious airport lounges across 115 countries around the globe
• Gain two complimentary Airport Lounge visits outside India and two spa sessions at selected airports in India every year, through complimentary Dreamfolks DragonPass membership. While waiting in airports, discover exciting offers from shopping, restaurants to limos on DragonPass app. Annual Membership Fee, which is USD 99, for Dreamfolks DragonPass is complimentary. You only pay for the lounge visit charges for visits done over and above the complimentary accesses
• Airport Lounge Access American Express: Avail complimentary access to selected lounges at airports in India
• Mastercard: With ICICI Bank Sapphiro Mastercard Credit Card to enjoy exclusive access to premium Mastercard airport lounges in India. Four complimentary accesses to select lounges at airports in India every quarter
• Complimentary rounds of Golf every month: Get complimentary Golf Round / Lesson for every Rs. 50,000 retail spends in the previous calendar month, maximum 4 rounds every month
• American Express® ezeClick: With American Express ezeClick, shop faster, smarter and secured way via online payment solution
• American Express EPAY simplifies the process of paying utility bills
• Mastercard Privileges: The Mastercard Moments is an exclusive programme for Mastercard Cardholders. It hosts exceptional experiences to inspire and enrich the cardholders lives 

Pros

* Avail another 20,000 Reward Points on spends of Rs. 8 lakhs in a year

* Redeem the Reward Points for air travel, hotel stays, shopping vouchers and much more

* 2 complementary domestic lounge visits every quarter at airports in India

Cons

* No discounts on flights and hotels through air miles

* No Renewal Fee Waiver

Pros

• Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
• Redeem PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more
• Complimentary Domestic Airport Spa visits

Cons

• Average Reward Rate
• High-Interest Rate

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