BOB Financial PREMIER vs Tata Croma Platinum Card
VS
Fees
Bank of Baroda
Tata
Joining Fees
₹1,000
₹2,999
Renewal Fees
₹1,000
₹2,999
Network
Visa
Mastercard
Editor's Review
4.6
3.1
Free Lounge Access
Yes
Yes
Features
BOB Financial PREMIER
- 5X rewards on travel, dining and abroad; 2 Reward points on others
- Complimentary airport lounge, 24x7 concierge
- Zero fuel surcharge
- Fuel surcharge waiver
- Zero annual fees basis card usage
Tata Croma Platinum Card
- Welcome and Anniversary Gift Voucher worth Rs. 3,000 from popular brands
- Spends linked gift vouchers worth up to Rs. 6,000
- 3X Reward Points on Departmental Stores, Dining, Grocery and International spends
- Spend at selective outlets, get up to 5% Value back
Editor's Review
BOB Financial PREMIER
Pros
- Convert purchases more than Rs. 2,500 on the card into easy EMIs of 6/12 months
- 3 lifetime free add-on cards
- Free Personal Accidental Death Cover
Tata Croma Platinum Card
Pros
- Welcome Benefits
- Airport lounge access
- Cashback on Croma and Tata outlets
- Rewards
Cons
- High-interest rate
- No concierge services
- No Golf games
