BOB Financial PREMIER vs Kotak NRI Royale Signature Credit Card
Joining Fees
₹1,000
₹1,000
Editor's Rating
4.6
3.6
Key Features
- 5X rewards on travel, dining and abroad; 2 Reward points on others
- Complimentary airport lounge, 24x7 concierge
- Zero fuel surcharge
- Fuel surcharge waiver
- Zero annual fees basis card usage
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
Editor's Review
Pros
- Convert purchases more than Rs. 2,500 on the card into easy EMIs of 6/12 months
- 3 lifetime free add-on cards
- Free Personal Accidental Death Cover
Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
