BOB Financial Easy vs AXIS Bank IOCL Rupay Credit Card
Joining Fees
₹500
₹500
Editor's Rating
4.6
3.9
Key Features
- Get 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies
- Avail 1 reward point for every Rs. 100 spent on other categories
- Avail 0.5% of the card bill payment as cash-back in the next statement
- Spend Rs. 6,000 within 60 days and Rs. 35,000 in a year for reversal/waiver of annual fees
- 1% fuel surcharge waived for fuel transactions between Rs. 400 - Rs. 5,000 (Max. waiver of Rs. 250 per month)
- Redeem the earned reward points as cash-back and other exciting options
- Convert purchases of more than Rs. 2,500 on the card into easy EMIs of 6/12 months
- 3 lifetime free add-on cards
- Free Personal Accidental Death Cover
- Report immediately the loss of the card to ensure zero liability on any fraudulent transactions
- Avail 50 days of interest free credit from the date of any purchase
- Pay Minimum Amount Due and finance your spends as per your convenience
- 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
- Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
- Earn Reward Points on UPI Payments by linking the card to UPI
- 20 reward points per Rs. 100 on fuel spends on IOC Terminal
- 5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
- 1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
- 1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
- Annual Fee waived off if spends more than Rs. 50000 per year
- 10% instant discount for movie ticket booked via BookMyshow website
- Enjoy up to 15% Discount on partner Restaurants via EazyDiner
Editor's Review
Pros
- Easy EMI Option
- First year Fee: Spend 6,000 on the card within 60 days for fee reversal
- Annual Fee: Spend Rs. 35,000 on the card in a year for a fee waiver
Cons
- No golf privileges
- No airport lounge access
Pros
- 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
- Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
- 20 reward points per Rs. 100 on fuel spends on IOC Terminal
Cons
- No International Airport Lounge access
- No Golf benefits
- No travel miles benefits
