Bank of Maharashtra - SBI Platinum Credit Card vs SBI Elite Credit Card
Joining Fees
₹2,999
₹4,999
Editor's Rating
2.3
4
Key Features
- Get Welcome Gift voucher worth Rs. 3,000 from any one of the brand partners
- Spend linked gift vouchers worth Rs. 6,000
- 5X Reward Points on Dining, Departmental store and International spends
- Card Anniversary gift voucher worth Rs. 3,000
- On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
- Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
- Complimentary membership to the Priority Pass Program worth $99
- Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
- Enjoy obtaining Club Vistara Silver membership as complimentary
Editor's Review
Pros
- Avail spend rewards on annual spending of Rs. 4 lakhs and 5 lakhs, each
- Receive e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies/Bata, Westside, Shoppers Stop
- 2 complimentary Domestic Airport Lounge visits every quarter in India
Cons
- Although you’ll get a complimentary membership to the Priority Pass Program worth $99, there’s a usage fee of $27 +taxes that will be charged to Bank of Maharashtra - SBI Platinum Credit Card every time you visit an airport lounge. Moreover, only the Primary Cardholders are eligible for Priority Pass and complimentary membership will be valid for 2 years only
Pros
- Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
- Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
- On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points
Cons
- High joining/renewal fees
- Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it
