SBI Elite Credit Card vs Club Vistara SBI Card
Joining Fees
₹4,999
₹1,499
Editor's Rating
4
3.3
Key Features
- On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
- Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
- Complimentary membership to the Priority Pass Program worth $99
- Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
- Enjoy obtaining Club Vistara Silver membership as complimentary
- Comprehensive Insurance Cover of 4 cancellations per year, each limited to Rs. 3,500
- Lost card liability cover up to Rs. 1 lakh
- Air Accident Cover up to Rs 50 lakhs
- Easy Bill Pay facility at zero charge
- Flexipay
- Balance Transfer on EMI
Editor's Review
Pros
- Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
- Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
- On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points
Cons
- High joining/renewal fees
- Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it
Pros
- 1 Economy class ticket E-Gift Voucher
- 4 complimentary Domestic Airport lounges access
- Complimentary credit card Fraud Liability Cover of Rs.1 lakh
Cons
- No Golf/coaching sessions
