SBI Elite Credit Card vs Axis Bank Vistara Infinite Credit Card

Joining Fees

₹4,999

₹10,000

Editor's Rating

4

4.1

Key Features

  • On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
  • Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
  • Complimentary membership to the Priority Pass Program worth $99
  • Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
  • Enjoy obtaining Club Vistara Silver membership as complimentary
  • Get Club Vistara Membership as a complimentary
  • On achieving the milestone spends, get bonus CV Points and up to four complimentary Business Class tickets
  • Complimentary Lounge Access at selected airports within India including the exclusive Vistara Lounge at Terminal 3 of Indira Gandhi International Airport, Delhi
  • Get 6 complimentary rounds of golf at India’s most picturesque destinations
  • Explore curated experiences from across the world with Extraordinary Weekends

Editor's Review

Pros

  • Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
  • Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
  • On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

  • High joining/renewal fees
  • Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it

Pros

  • Discount of 15% off at partnered restaurants across the country with Axis Bank Dining Delights
  • Air Accident Cover off up to Rs. 2.5 crore
  • Purchase Protection Cover up to Rs. 1 lakh Cover up to USD 300

Cons

  • High Annual Fee with no waiver option
  • No extra points for spending on Vistara for flight bookings
  • You’re tied to Club Vistara Points


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