SBI Elite Credit Card vs YES Prosperity Edge Credit Card
Joining Fees
₹4,999
₹1,199
Editor's Rating
4
3.5
Key Features
- On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
- Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
- Complimentary membership to the Priority Pass Program worth $99
- Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
- Enjoy obtaining Club Vistara Silver membership as complimentary
- 500 Reward Points on each YES PayNow registration
- 4 Reward Points for every Rs. 200 on all other Retails Spends
- Avail great offers across travel, dining, shopping, wellness and more, in select cities
- Domestic Lounge access (limited to 2 visits per quarter) for Primary Cardmembers across 30+ Lounges in India
Editor's Review
Pros
- Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
- Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
- On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points
Cons
- High joining/renewal fees
- Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it
Pros
- Accelerated Rewards on Supermarkets and Grocery Stores, Department Stores and Dining spends
- Get 15,000 Bonus Reward Points on achieving spends of Rs. 6 Lakhs or more in each anniversary year
- There’s a Dedicated Website for Flight/Hotel/Movie Ticket Bookings with Exclusive Catalogue of Products
Cons
- High-interest rates
- Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit
