YES Prosperity Edge Credit Card vs Axis Bank Insta Easy Credit Card

Joining Fees

₹1,199

₹500

Editor's Rating

3.5

3.8

Key Features

  • 500 Reward Points on each YES PayNow registration
  • 4 Reward Points for every Rs. 200 on all other Retails Spends 
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
  • Domestic Lounge access (limited to 2 visits per quarter) for Primary Cardmembers across 30+ Lounges in India
  • Host of benefits such as 100% cash withdrawal
  • EDGE REWARDS Points- 6/12 points with every Rs. 200 spent on Domestic/International spends
  • Fuel Surcharge Waiver 
  • Free credit period up to 50 days

Editor's Review

Pros

  • Accelerated Rewards on Supermarkets and Grocery Stores, Department Stores and Dining spends
  • Get 15,000 Bonus Reward Points on achieving spends of Rs. 6 Lakhs or more in each anniversary year
  • There’s a Dedicated Website for Flight/Hotel/Movie Ticket Bookings with Exclusive Catalogue of Products

Cons

  • High-interest rates
  • Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit

Pros

  • Convert  purchases  to EMI
  • Avail Visa International Global Card Assistance Services
  • Get a guaranteed approval 

Cons            

  • No Golf/coaching sessions
  • No Airport Lounge Visits


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