SBI Elite Credit Card vs American Express® Gold Card
Joining Fees
₹4,999
₹1,000
Editor's Rating
4
3.8
Key Features
- On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
- Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
- Complimentary membership to the Priority Pass Program worth $99
- Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
- Enjoy obtaining Club Vistara Silver membership as complimentary
- Welcome Gift of 4,000 Bonus Membership Rewards® Points
- Get benefits on travel bookings with American Express Travel Online
- Avail access to valuable travel benefits under The Hotel Collection: Get a room upgrade (where available) and a US$100 hotel credit while staying two consecutive nights at over 400 hotels worldwide including Hilton Hotels, Intercontinental and Hyatt Hotels
- Avail 2 Supplementary Gold Credit Cards at no additional cost
Editor's Review
Pros
- Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
- Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
- On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points
Cons
- High joining/renewal fees
- Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it
Pros
- Earn 1,000 Bonus Membership Rewards Points for simply using your Card 6 times on transactions of Rs. 1,000 and above every month
- Redeem points for the fabulous 18 Carat and 24 Carat Gold Collection
- Enjoy greater flexibility in spending with "no pre-set" limit
Cons
- The travel rewards can only be redeemed through amextravel.com
- Variable APR/Interest Rates
