American Express® Gold Card vs HDFC Diners Club Rewardz Credit Card

Joining Fees

₹1,000

₹1,000

Editor's Rating

3.8

4.8

Key Features

  • Welcome Gift of 4,000 Bonus Membership Rewards® Points
  • Get benefits on travel bookings with American Express Travel Online
  • Avail access to valuable travel benefits under The Hotel Collection: Get a room upgrade (where available) and a US$100 hotel credit while staying two consecutive nights at over 400 hotels worldwide including Hilton Hotels, Intercontinental and Hyatt Hotels 
  • Avail 2 Supplementary Gold Credit Cards at no additional cost
  • Book Air Tickets / Hotels across 150+ Airlines and choice of Hotels (Domestic & International) at www.hdfcbankdinersclub.com
  • You can Redeem Reward points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com ( 1 Reward Point = 0.30 AirMile )
  • 10 X Reward Point on International spends for shopping at partnered brands
  • Redeem Reward Point for AirMiles across InterMiles, or Singapore Airlines (KrisFlyer Miles). (1 Reward Point = 0.30 AirMile )
  • Fuel Surcharge Waiver capped at Rs. 500 every billing cycle

Editor's Review

Pros

  • Earn 1,000 Bonus Membership Rewards Points for simply using your Card 6 times on transactions of Rs. 1,000 and above every month
  • Redeem points for the fabulous 18 Carat and 24 Carat Gold Collection
  • Enjoy greater flexibility in spending with "no pre-set" limit

Cons

  • The travel rewards can only be redeemed through amextravel.com
  • Variable APR/Interest Rates

Pros

  • 3 Reward Points for every Rs.  150 spent; 3X Reward Points for spends at partner brands
  • Get double the Reward Points for spends on groceries, dining and airline tickets
  • 24x7 concierge service 

Cons

  • No complimentary offers for movie tickets 
  • No Cashback on spends 
  • No Complimentary Airport Lounge access


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