Axis My Zone RuPay Credit Card vs Axis Bank Horizon Credit Card

Axis My Zone RuPay Credit Card
Axis My Zone RuPay Credit Card
Axis Bank · Rupay
3.9
₹500 / Joining Fees
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VS
Axis Bank Horizon Credit Card
Axis Bank Horizon Credit Card
Axis Bank · Visa
4.1
₹3,000 / Joining Fees
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Fees
Axis Bank
Axis Bank
Joining Fees
₹500
₹3,000
Renewal Fees
₹500
₹3,000
Network
Rupay
Visa
Editor's Review
3.9
4.1
Free Lounge Access
Yes
Yes
Features
Axis My Zone RuPay Credit Card
  • Get 100% discount on the second movie ticket booked via District app. The maximum discount one can get in a calendar month is Rs. 200                
  • Avail SonyLiv Premium annual subscription worth Rs. 1499 for free on the first spend within first 30 days of card issuance        
  • Customers can be eligible for SonyLiv Premium membership renewal on speading 1.5 lakhs in a card anniversary year.
  • Get flat Rs. 120 off on food delivery at Swiggy
  • 1 complimentary access to selected airport lounges within India per Calendar quarter. This benefit is unlocked on spends of Rs. 50,000 in previous 3 months
  • Earn 4 EDGE REWARD points with every Rs. 200  spent on the credit card
  • 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
  • Earn 1,000 EDGE REWARD Points on achieving annual spends of Rs. 1.5 lakhs in the card anniversary year
  • Save up to Rs. 1,000 at AJIO on minimum purchase of Rs. 2,999 using the coupon code given by the bank
  • On any transaction over Rs. 1,500, convert these purchases to EMI
  • Indulge in delectable cuisines up to Rs. 1000 off at partnered restaurants in India
  • On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Makemytrip

B. 10% off on orders via Swiggy

C. 10% off up to Rs. 1000 on Tira

Axis Bank Horizon Credit Card
  • Welcome Benefits include getting 5000 EDGE Reward Miles on the first transaction greater than or equal to Rs. 1000 within 30 days of card issuance date
  • Get 1500 EDGE Miles worth Rs. 1,500 on completion of anniversary year
  • Get 5 EDGE Miles on every Rs. 100 spent on the Axis Bank Travel EDGE portal and direct airline websits
  • Get 2 EDGE Miles per Rs. 100 on all other spends
  • 2 International airport lounges access per calender quarter
  • 8 Complimentary domestic airport lounge visits per calendar quarter (VISA) and 6 complimentary visists per calendar quarter (Mastercard)
  • 1% surcharge waiver for fuel transaction between Rs. 400 to Rs. 5,000. Do note GST charged on fuel surcharge is non-refundable
  • Lost card liability cover of Rs. 10 Lakh
  • Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program
  • Wednesday Delight- Enjoy exciting offers every Wednesday:

A. Instant savings of up to 15% on flights and hotels via MakeMyTrip

B. 10% off on orders via Swiggy

C. 10% off up to Rs. 1,000 on Tira

Editor's Review
Axis My Zone RuPay Credit Card

Pros

  • Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
  • 1 Complimentary airport lounge access
  • Avail SonyLiv Premium annual subscription worth Rs.1499 on the first spend within first 30 days of card issuance          

Cons

* No golf/coaching sessions

* High interest rate

Axis Bank Horizon Credit Card

Pros

  • High number of complimentary airport lounge visits
  • Welcome benefit surpass the joining fee
  • Accelerated rewards on travel bookings also include spends at direct airline websites/counters

Cons

  • No annual fee waiver option
  • No Golf benefits
  • No Insurance benefits

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