Axis Bank Horizon Credit Card vs ICICI Bank Coral Contactless Card

Axis Bank Horizon Credit Card
Axis Bank Horizon Credit Card
Axis Bank · Visa
4.1
₹3,000 / Joining Fees
Apply Now →
VS
ICICI Bank Coral Contactless Card
ICICI Bank Coral Contactless Card
ICICI Bank · Mastercard
3.6
₹500 / Joining Fees
Apply Now →
Fees
Axis Bank
ICICI Bank
Joining Fees
₹3,000
₹500
Renewal Fees
₹3,000
₹500
Network
Visa
Mastercard
Editor's Review
4.1
3.6
Free Lounge Access
Yes
Yes
Features
Axis Bank Horizon Credit Card
  • Welcome Benefits include getting 5000 EDGE Reward Miles on the first transaction greater than or equal to Rs. 1000 within 30 days of card issuance date
  • Get 1500 EDGE Miles worth Rs. 1,500 on completion of anniversary year
  • Get 5 EDGE Miles on every Rs. 100 spent on the Axis Bank Travel EDGE portal and direct airline websits
  • Get 2 EDGE Miles per Rs. 100 on all other spends
  • 2 International airport lounges access per calender quarter
  • 8 Complimentary domestic airport lounge visits per calendar quarter (VISA) and 6 complimentary visists per calendar quarter (Mastercard)
  • 1% surcharge waiver for fuel transaction between Rs. 400 to Rs. 5,000. Do note GST charged on fuel surcharge is non-refundable
  • Lost card liability cover of Rs. 10 Lakh
  • Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program
  • Wednesday Delight- Enjoy exciting offers every Wednesday:

A. Instant savings of up to 15% on flights and hotels via MakeMyTrip

B. 10% off on orders via Swiggy

C. 10% off up to Rs. 1,000 on Tira

ICICI Bank Coral Contactless Card
  • Avail free movie tickets, discounts on dining and more by simply tapping your ICICI Bank Coral Contactless Credit Card
  • Buy 1 ticket and get the other ticket free any day of the week, on www.bookmyshow.com
  • Get up to 2 free tickets per month valued at up to Rs. 250 per ticket
  • Minimum 15% savings on dining bills at over 2500+ restaurants across India through the Culinary Treats Programme
  • ICICI Bank Coral Contactless Credit Card is designed with a unique in-built MasterCard contactless payment technology. You just have to tap the card to make quick and secure payments at retail outlets
  • ICICI Bank Credit Card entitles the cardholders to earn PAYBACK Points on transactions
  • PAYBACK, India’s largest Reward Programme, offers exciting rewards as described below:
  1. Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel). Get 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories
  2. Under the new ICICI Bank Milestone Rewards program, get 2000 PAYBACK Points on spending Rs. 2,00,000 on your card and 1000 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 10000 PAYBACK Points per year

The reward points you earn get accumulated with PAYBACK every month and can be redeemed for cash or gifts of your choice.  

  • One complimentary airport lounge visit and one complimentary railway lounge visit per quarter. Please note that with effect from September 25, 2017 cardholders will be eligible for one complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter and lounge access will be applicable only for primary cardholders. List of lounges might be changed by Mastercard at its sole discretion and without any notice to ICICI Bank or its cardmembers. Unrestricted chargeable access for yourself and your accompanying guests
  • Waiver of 1% on fuel surcharge on every refuels - The offer is valid on a maximum spend of Rs. 4000 per transaction at all HPCL pumps. Avail this offer by swiping the card on ICICI Merchant Services swipe machines only
  • Annual Fee from second year onwards will be waived off if you spend more than Rs. 1,50, 000 in the previous year 
Editor's Review
Axis Bank Horizon Credit Card

Pros

  • High number of complimentary airport lounge visits
  • Welcome benefit surpass the joining fee
  • Accelerated rewards on travel bookings also include spends at direct airline websites/counters

Cons

  • No annual fee waiver option
  • No Golf benefits
  • No Insurance benefits
ICICI Bank Coral Contactless Card

Pros

  • Built-in MasterCard contactless technology to make quick and secure payments at retail outlets
  • Complimentary movie tickets every month under the Buy One Get One free offer through www.bookmyshow.com
  • Minimum 15% savings on dining bills at over 2500+ restaurants across India through the Culinary Treats Programme

Cons

  • No Golf/coaching sessions

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