Axis My Zone RuPay Credit Card vs Axis Bank Privilege Credit Card

Axis My Zone RuPay Credit Card
Axis My Zone RuPay Credit Card
Axis Bank · Rupay
3.9
₹500 / Joining Fees
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VS
Axis Bank Privilege Credit Card
Axis Bank Privilege Credit Card
Axis Bank · Mastercard
4.2
₹1,500 / Joining Fees
Apply Now →
Fees
Axis Bank
Axis Bank
Joining Fees
₹500
₹1,500
Renewal Fees
₹500
₹1,500
Network
Rupay
Mastercard
Editor's Review
3.9
4.2
Free Lounge Access
Yes
Yes
Features
Axis My Zone RuPay Credit Card
  • Get 100% discount on the second movie ticket booked via District app. The maximum discount one can get in a calendar month is Rs. 200                
  • Avail SonyLiv Premium annual subscription worth Rs. 1499 for free on the first spend within first 30 days of card issuance        
  • Customers can be eligible for SonyLiv Premium membership renewal on speading 1.5 lakhs in a card anniversary year.
  • Get flat Rs. 120 off on food delivery at Swiggy
  • 1 complimentary access to selected airport lounges within India per Calendar quarter. This benefit is unlocked on spends of Rs. 50,000 in previous 3 months
  • Earn 4 EDGE REWARD points with every Rs. 200  spent on the credit card
  • 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
  • Earn 1,000 EDGE REWARD Points on achieving annual spends of Rs. 1.5 lakhs in the card anniversary year
  • Save up to Rs. 1,000 at AJIO on minimum purchase of Rs. 2,999 using the coupon code given by the bank
  • On any transaction over Rs. 1,500, convert these purchases to EMI
  • Indulge in delectable cuisines up to Rs. 1000 off at partnered restaurants in India
  • On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Makemytrip

B. 10% off on orders via Swiggy

C. 10% off up to Rs. 1000 on Tira

Axis Bank Privilege Credit Card
  • Milestone Benefit: Avail additional 10,000 Edge reward points worth Rs. 2000 upon achieving spends milestone of Rs. 2.5 lakh in a card anniversary year
  • Annual fees reversal on achieving spends of Rs. 5 Lakhs in the previous card anniversary year
  • 2 Complimentary access per calendar quarter to select domestic lounges. Do note to be eligible for the access you have to do 50K spends in prior 3 months
  • With EazyDiner, Axis Bank Dining Delights program, get Rs. 800 off and more
  • Fuel surcharge refund on spends at all fuel stations across India. Avail  this offer on transactions between Rs. 400 and Rs. 4,000 only
  • Get Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Avail points for the following transaction: 10 points on every Rs 200 Spent on the credit card domestically/Internationally, and spends done on insurance, fuel, rent, educational services, utilities, and government

  • Purchase Protection Plan up to Rs. 1 Lakhs
  • Credit Shield 1 Lakh
  • Loss Travel Documents Cover up to 300 USD
  • Delay of Check-in Baggage cover up to 300 USD
  • Loss of Check-in Baggage Cover up to 500 USD
  • Wednesday Delight Offer: Get up to 15% on flights and hotels via Goibibo and Makemytrip, 10% off on orders via Swiggy and Amazon Fresh, 10% off up to Rs. 1000 on Tira
Editor's Review
Axis My Zone RuPay Credit Card

Pros

  • Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
  • 1 Complimentary airport lounge access
  • Avail SonyLiv Premium annual subscription worth Rs.1499 on the first spend within first 30 days of card issuance          

Cons

* No golf/coaching sessions

* High interest rate

Axis Bank Privilege Credit Card

Pros

  • Milestone and Activation benefits
  • Complimentary Airport Lounge Access

Cons 

  • No complimentary Golf lessons
  • Annual interest rate is too high

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