Axis Bank Vistara Platinum Credit Card vs Kotak Royale Signature Credit Card

Joining Fees

₹1,500

₹1,499

Editor's Rating

4.1

3.8

Key Features

* Complimentary Economy Flight Ticket as welcome gift. Continue to enjoy this benefit on renewal of your Credit Card membership every year

* Get up to 3 FREE economy Flight tickets on every milestone achieved

* 2 CV points per Rs. 200 spent across all the categories

* 2 complimentary lounge visits per annum at select domestic airports

* Complimentary Club Vistara base Membership

* Up to 25% off up to Rs. 800 once every month at partnered restaurants

* Purchase Protection Cover up to Rs. 1 lakh. Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage

* On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs

  • Complimentary access to Airport Lounges in India
  • Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
  • Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
  • In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
  • Fuel Surcharge Waiver

Editor's Review

Pros

* Get up to 3 FREE economy Flight tickets on every milestone achieved

* 2 CV points per Rs. 200 spent across all the categories

* 2 complimentary lounge visits per annum at select domestic airports

Cons

* You’re tied to Club Vistara Points

* No golf benefits

Pros

  • Airport Lounge Access
  • Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
  • Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)

Cons

  • No complimentary Golf lessons/green
  • Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access


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