Axis Bank Vistara Platinum Credit Card vs AU Bank LIT Credit Card
Joining Fees
₹1,500
₹0
Editor's Rating
4.1
2.75
Key Features
* Complimentary Economy Flight Ticket as welcome gift. Continue to enjoy this benefit on renewal of your Credit Card membership every year
* Get up to 3 FREE economy Flight tickets on every milestone achieved
* 2 CV points per Rs. 200 spent across all the categories
* 2 complimentary lounge visits per annum at select domestic airports
* Complimentary Club Vistara base Membership
* Up to 25% off up to Rs. 800 once every month at partnered restaurants
* Purchase Protection Cover up to Rs. 1 lakh. Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage
* On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
- Gain 10X or 5X reward points on all online domestic and international retail transactions
- Gain 10X or 5X reward points on all POS and contactless offline domestic and international transactions
- Avail 1 Reward Point per Rs. 100 spent on utility spends (Up to 100 reward points per transaction)
- Avail 1 Reward Point per Rs. 100 on other spends including insurance
- Cardholders will earn a maximum of 25,000 reward points in a statement cycle, excluding utility spends
- Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 to Rs. 5,000
- Milestone Cashback: Cardholders can earn up to 5% and 2% cashback on retail spending as per the following details:
a. Gain 5% cashback 3 times over a 90-day period for retail spends in addition to 1 Reward Point per Rs. 100 spent
b. Minimum retail spends of Rs. 7,500 and a maximum cashback of Rs. 500 over a period of 30 days
c. Gain 2% cashback 3 times over a 90-day period, for retail spends in addition to 1 Reward Point per Rs. 100 spent
d. Minimum retail spends of Rs. 10,000 & a maximum cashback of Rs. 1,000 over a period of 30 days - Additional 5% cashback for grocery and apparel spends in addition to 1 Reward Point per Rs. 100 spent
- Maximum cashback of Rs. 1,000 per category over a period of 30 days
- Avail up to 4 complimentary domestic lounge visits per 90 days
- Avail 3 months membership of ZEE5
- Avail 3 months membership of Amazon Prime
- Avail 3 months membership of Cult pass Live subscription for home live workouts
- Zero lost-card liability
- Credit Shield can be availed up to Rs. 1.5 lakhs
Editor's Review
Pros
* Get up to 3 FREE economy Flight tickets on every milestone achieved
* 2 CV points per Rs. 200 spent across all the categories
* 2 complimentary lounge visits per annum at select domestic airports
Cons
* You’re tied to Club Vistara Points
* No golf benefits
Pros
* Cardholders get the ability to customize features
* Avail 5% cashback on day-to-day categories
* Complimentary Amazon Prime, ZEE5 and Cult Fit memberships
* Accelerated rewards on online and offline spends
Cons
* No reward points on fuel and EMI spends
* The card has complicated feature-wise pricing structure
