Compare AU Bank LIT Credit Card vs RBL Bank Platinum TravelEasy SuperCard

Gain 10X or 5X reward points on all online domestic and international retail transactions
Gain 10X or 5X reward points on all POS and contactless offline domestic and international transactions
Avail 1 Reward Point per Rs. 100 spent on utility spends (Up to 100 reward points per transaction)
Avail 1 Reward Point per Rs. 100 on other spends including insurance
Cardholders will earn a maximum of 25,000 reward points in a statement cycle, excluding utility spends
Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 to Rs. 5,000

Milestone Cashback: Cardholders can earn up to 5% and 2% cashback on retail spending as per the following details:
a. Gain 5% cashback 3 times over a 90-day period for retail spends in addition to 1 Reward Point per Rs. 100 spent
b. Minimum retail spends of Rs. 7,500 and a maximum cashback of Rs. 500 over a period of 30 days
c. Gain 2% cashback 3 times over a 90-day period, for retail spends in addition to 1 Reward Point per Rs. 100 spent
d. Minimum retail spends of Rs. 10,000 & a maximum cashback of Rs. 1,000 over a period of 30 days
Additional 5% cashback for grocery and apparel spends in addition to 1 Reward Point per Rs. 100 spent
Maximum cashback of Rs. 1,000 per category over a period of 30 days
Avail up to 4 complimentary domestic lounge visits per 90 days
Avail 3 months membership of ZEE5
Avail 3 months membership of Amazon Prime
Avail 3 months membership of Cult pass Live subscription for home live workouts
Zero lost-card liability
Credit Shield can be availed up to Rs. 1.5 lakhs

* Spend Based Waiver: Spend Rs. 1,00,000 in a year and get waiver for Next year Annual Fee
* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
Please Note: W.e.f January 07, 2021, interest @1.16% per month would be applicable on Emergency Advance Facility on your SuperCard and no processing fee would be charged.

* Avail Welcome Gift Vouchers worth Rs. 1,000 on payment of joining fees and spends of Rs. 2,000 within 30 days of card issuance. Theres no welcome rewards given to First Year Free cards
* Avail fuel surcharge waiver up to Rs. 100 per month
* Get 10% Cashback on Fuel Purchases and Ola/ Uber transactions
* When crossing spends of Rs. 1,00,000 in a year, avail gift voucher worth Rs. 1,000
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to RBL Bank Platinum TravelEasy SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit
* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* The card is equipped with a PIN-based-EMV chip
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank