Kotak Royale Signature Credit Card vs JetPrivilege HDFC Bank Signature/World
Joining Fees
₹1,499
₹2,500
Editor's Rating
3.8
4
Key Features
- Complimentary access to Airport Lounges in India
- Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
- Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
- In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
- Fuel Surcharge Waiver
- Avail a discount voucher worth Rs.750 on return flights booked on www.intermiles.com
- Avail a discount voucher worth Rs.500 on return flights booked on www.intermiles.com
- Earn 6 InterMiles on every Rs. 150 spent on retail expenses
- Avail 5% discount on Etihad Airways Economy tickets booked on http://flights.intermiles.com
- Earn 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com
Editor's Review
Pros
- Airport Lounge Access
- Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
- Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)
Cons
- No complimentary Golf lessons/green
- Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access
Pros
- Joining bonus and renewal benefit
- Base Fare Waiver
- Airport Lounge Access
Cons
- High interest rate
- No golf privileges
