Axis Bank Vistara Platinum Credit Card vs HDFC Superia Card

Joining Fees

₹1,500

₹1,000

Editor's Rating

4.1

3.8

Key Features

* Complimentary Economy Flight Ticket as welcome gift. Continue to enjoy this benefit on renewal of your Credit Card membership every year

* Get up to 3 FREE economy Flight tickets on every milestone achieved

* 2 CV points per Rs. 200 spent across all the categories

* 2 complimentary lounge visits per annum at select domestic airports

* Complimentary Club Vistara base Membership

* Up to 25% off up to Rs. 800 once every month at partnered restaurants

* Purchase Protection Cover up to Rs. 1 lakh. Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage

* On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs

  • Convert reward points into miles or vouchers of domestic airlines such as Jet Airways, Air India, etc. and save up to Rs. 8000 a year. Redeem points for miles with over twenty international airlines through KrisFlyer, Singapore Airline's frequent flyer programme  
  • Enjoy gaining 50% more reward points at premium restaurants        
  • Gain Three reward points for every Rs. 150 spent and exchange them for miles (at 0.7 miles for every point) or gifts from an exclusive reward catalogue. These Reward points are valid for two years.
  • Complimentary Priority Pass Membership.
  • On fuel transactions, you'll avail 1% Fuel Surcharge waiver ( Minimum transaction of Rs. 400, Maximum Cashback of Rs. 500 per statement cycle)
  • Stay protected against unauthorised use while shopping with the EMV Chip Card technology
  • Zero liability on the lost card after reporting the loss
  • Get up to 50 interest-free days from date of purchase (subject to the submission of charge by the merchant). Enjoy Revolving Credit at a nominal interest rate
  • First year's membership free if you spend Rs. 15,000 within the first 90 days
  • Renew the membership for free by spending Rs. 75,000 in a year

Editor's Review

Pros

* Get up to 3 FREE economy Flight tickets on every milestone achieved

* 2 CV points per Rs. 200 spent across all the categories

* 2 complimentary lounge visits per annum at select domestic airports

Cons

* You’re tied to Club Vistara Points

* No golf benefits

Pros

  • Complimentary Priority Pass Membership.
  • Avail zero liability on the lost card after reporting the loss
  • Get first year's membership for free by spending Rs. 15,000 within the first 90 days

Cons

  • High-interest rate
  • No golf privileges


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