Axis Bank Vistara Platinum Credit Card vs Stable Money Suryoday Bank Credit Card
Joining Fees
₹1,500
₹0
Editor's Rating
4.1
4.6
Key Features
* Complimentary Economy Flight Ticket as welcome gift. Continue to enjoy this benefit on renewal of your Credit Card membership every year
* Get up to 3 FREE economy Flight tickets on every milestone achieved
* 2 CV points per Rs. 200 spent across all the categories
* 2 complimentary lounge visits per annum at select domestic airports
* Complimentary Club Vistara base Membership
* Up to 25% off up to Rs. 800 once every month at partnered restaurants
* Purchase Protection Cover up to Rs. 1 lakh. Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage
* On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
Cashback Benefits
- Earning: 0.5% cashback on all card spends, including UPI transactions
- Capping: Cashback capped at Rs. 3,000 for every statement cycle
Airport Lounge Access
- 8 complimentary domestic airport lounge visits per year, capped at 2 visits per quarter
RuPay Benefits
- RuPay Select Offer: RuPay Select card variant issued if FD amount is above Rs. 1.15 lakh (otherwise RuPay Platinum is issued)
- RuPay Select Wellness Program: Gym membership, health check-up, spa and salon services, and golf sessions are offered once a year under this program
Insurance Coverage
- Sum insured of up to Rs. 2 lakh: For RuPay Platinum cardholders
- Sum insured of up to Rs. 10 lakh: For Rupay Select cardholders
Fuel Benefit
- Fuel surcharge waiver on fuel transactions of up to Rs. 8,000, capped at Rs. 40,000 monthly fuel spends
- Enjoy exclusive discounts on the RuPay network
RuPay Select Wellness Program (Applicable to RuPay Select Cardholders only)
- RuPay Select Cardholders can avail additional benefits of Gym Membership, Health Check-ups, Spa and Salon Services, and Golf
- RuPay Select Benefits are eligible to be redeemed only once in a year
Editor's Review
Pros
* Get up to 3 FREE economy Flight tickets on every milestone achieved
* 2 CV points per Rs. 200 spent across all the categories
* 2 complimentary lounge visits per annum at select domestic airports
Cons
* You’re tied to Club Vistara Points
* No golf benefits
Pros
- Hassle-free cashback on all spends, including UPI transactions
- Lifetime free card with up to 8% interest on FD
- Up to 8 free domestic airport lounge visits every year
- Additional lifestyle benefits for RuPay Select cardholders
Cons
- Low value-back rate through cashback earnings
- High FD amount requirement for RuPay Select card variant benefits
- FD must remain until card closure
