HDFC Superia Card vs HDFC Pixel Go Credit Card
Joining Fees
₹1,000
₹250
Editor's Rating
3.8
3.2
Key Features
- Convert reward points into miles or vouchers of domestic airlines such as Jet Airways, Air India, etc. and save up to Rs. 8000 a year. Redeem points for miles with over twenty international airlines through KrisFlyer, Singapore Airline's frequent flyer programme
- Enjoy gaining 50% more reward points at premium restaurants
- Gain Three reward points for every Rs. 150 spent and exchange them for miles (at 0.7 miles for every point) or gifts from an exclusive reward catalogue. These Reward points are valid for two years.
- Complimentary Priority Pass Membership.
- On fuel transactions, you'll avail 1% Fuel Surcharge waiver ( Minimum transaction of Rs. 400, Maximum Cashback of Rs. 500 per statement cycle)
- Stay protected against unauthorised use while shopping with the EMV Chip Card technology
- Zero liability on the lost card after reporting the loss
- Get up to 50 interest-free days from date of purchase (subject to the submission of charge by the merchant). Enjoy Revolving Credit at a nominal interest rate
- First year's membership free if you spend Rs. 15,000 within the first 90 days
- Renew the membership for free by spending Rs. 75,000 in a year
- Joining benefits: Avail a joining fee waiver by spending Rs. 10,000 within 90 days of issuance
- In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
- Hassle-free, one-click instant conversion of the PIXEL Go credit card outstanding balance to EMIs from the PayZapp
- Zero lost card liability
- Interest Free Credit Period: Get up to 50 days of interest free credit period from the date of purchase
- Revolving Credit is available at a nominal interest rate
- Avail up to 25% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App
- 1% unlimited cashback on all eligible transactions
- When accumulation of 500 PIXEL CashPoints is reached, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally. Pixel CashPoints are valid for 2 years from the date of accumulation
- Get 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
Editor's Review
Pros
- Complimentary Priority Pass Membership.
- Avail zero liability on the lost card after reporting the loss
- Get first year's membership for free by spending Rs. 15,000 within the first 90 days
Cons
- High-interest rate
- No golf privileges
Pros
- In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
- Shop Now and Pay in Parts with flexible low cost EMIs
- Up to 25% discount on partner restaurants via Swiggy Dineout
Cons
- No Golf benefits
- No airport lounge access
- No rewards as such
