HDFC Pixel Go Credit Card vs RBL Bank Platinum ValuePlus SuperCard

Joining Fees

₹250

₹499

Editor's Rating

3.2

3.4

Key Features

  • Joining benefits: Avail a joining fee waiver by spending Rs. 10,000 within 90 days of issuance
  • In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
  • Hassle-free, one-click instant conversion of the PIXEL Go credit card outstanding balance to EMIs from the PayZapp
  • Zero lost card liability 
  • Interest Free Credit Period: Get up to 50 days of interest free credit period from the date of purchase 
  • Revolving Credit is available at a nominal interest rate
  • Avail up to 25% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App
  • 1% unlimited cashback on all eligible transactions
  • When accumulation of 500 PIXEL CashPoints is reached, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally. Pixel CashPoints are valid for 2 years from the date of accumulation
  • Get 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000

* When shopping for durables, furniture, electronics, groceries, clothes and accessories, and more, you can divide all the purchases into easy EMIs
* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
Please Note: W.e.f January 07, 2021, interest @1.16% per month would be applicable on Emergency Advance Facility on your SuperCard and no processing fee would be charged.

* Avail Rs. 500 worth Gift Vouchers when paying the joining fees and on spends of Rs. 2000 made within 30 days of card issuance. Do note that no welcome rewards will be availed to First Year Free cards
* Avail fuel surcharge waiver up to Rs. 100 per month
* Get 10% Cashback on Fuel Purchases  
* When crossing spends of Rs. 1,00,000 in a year, avail gift voucher worth Rs. 1,000
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to RBL Bank Platinum ValuePlus SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer

Editor's Review

Pros

  • In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
  • Shop Now and Pay in Parts with flexible low cost EMIs
  • Up to 25% discount on partner restaurants via Swiggy Dineout

Cons

  • No Golf benefits
  • No airport lounge access
  • No rewards as such

Pros
* Avail fuel surcharge waiver up to Rs. 100 per month
* Get 10% Cashback on Fuel Purchases  
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time

Cons
* No golf benefits
* No airmiles
* No airport lounge access


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