Compare RBL Bank Platinum ValuePlus SuperCard vs Stable Money Suryoday Bank Credit Card

* Spend Rs. 50,000 in a year to get the second year annual fees of Rs. 499 reversed
* When shopping for durables, furniture, electronics, groceries, clothes and accessories, and more, you can divide all the purchases into easy EMIs
* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
Please Note: W.e.f January 07, 2021, interest @1.16% per month would be applicable on Emergency Advance Facility on your SuperCard and no processing fee would be charged.

* Avail Rs. 500 worth Gift Vouchers when paying the joining fees and on spends of Rs. 2000 made within 30 days of card issuance. Do note that no welcome rewards will be availed to First Year Free cards
* Avail fuel surcharge waiver up to Rs. 100 per month
* Get 10% Cashback on Fuel Purchases
* When crossing spends of Rs. 1,00,000 in a year, avail gift voucher worth Rs. 1,000
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to RBL Bank Platinum ValuePlus SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit
* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* The card is equipped with a PIN-based-EMV chip
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank

Cashback Benefits

Earning: 0.5% cashback on all card spends, including UPI transactions
Capping: Cashback capped at Rs. 3,000 for every statement cycle

Airport Lounge Access

8 complimentary domestic airport lounge visits per year, capped at 2 visits per quarter

RuPay Benefits

RuPay Select Offer: RuPay Select card variant issued if FD amount is above Rs. 1.15 lakh (otherwise RuPay Platinum is issued)
RuPay Select Wellness Program: Gym membership, health check-up, spa and salon services, and golf sessions are offered once a year under this program

Insurance Coverage

Sum insured of up to Rs. 2 lakh: For RuPay Platinum cardholders
Sum insured of up to Rs. 10 lakh: For Rupay Select cardholders

Fuel Benefit

Fuel surcharge waiver on fuel transactions of up to Rs. 8,000, capped at Rs. 40,000 monthly fuel spends
Enjoy exclusive discounts on the RuPay network

RuPay Select Wellness Program (Applicable to RuPay Select Cardholders only)

RuPay Select Cardholders can avail additional benefits of Gym Membership, Health Check-ups, Spa and Salon Services, and Golf
RuPay Select Benefits are eligible to be redeemed only once in a year

Pros
* Avail fuel surcharge waiver up to Rs. 100 per month
* Get 10% Cashback on Fuel Purchases
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time

Cons
* No golf benefits
* No airmiles
* No airport lounge access

Pros