HDFC Pixel Go Credit Card vs ICICI Bank HPCL Coral American Express Credit Card

• Joining benefits: Avail a joining fee waiver by spending Rs. 10,000 within 90 days of issuance
• In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
• Hassle-free, one-click instant conversion of the PIXEL Go credit card outstanding balance to EMIs from the PayZapp
• Zero lost card liability 
• Interest Free Credit Period: Get up to 50 days of interest free credit period from the date of purchase 
• Revolving Credit is available at a nominal interest rate
• Avail up to 25% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App
• 1% unlimited cashback on all eligible transactions
• When accumulation of 500 PIXEL CashPoints is reached, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally. Pixel CashPoints are valid for 2 years from the date of accumulation
• Get 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000

• Earn 3X or 6 PAYBACK Points from ICICI Bank Rewards Points per Rs. 100 spent on fuel at HPCL pumps. Redeem 2,000 PAYBACK Points from ICICI Bank Rewards for fuel worth Rs. 500
• Get 2.5% cashback and savings of 1% fuel surcharge on fuel purchases at HPCL pumps. (Please Note: With effect from May 20, 2017, 2.5% cashback on fuel purchases at HPCL fuel pumps will be applicable on minimum transaction value of ₹500.) Moreover, when using ICICI Bank HPCL Coral American Express Credit Card, 1% fuel surcharge won't be levied on fuel transactions up to Rs.4,000 at HPCL pumps
• Enjoy Rs. 100 discount on up to 2 movie tickets per month at www.bookmyshow.com
• Exclusive dining offers through ICICI Bank Culinary Treats Programme. For details, visit icicibank.com/culinarytreats Important Information as seen on the website

(Please Note: Complimentary access to domestic airport lounges offered on ICICI Bank HPCL Coral American Express Credit Card will be discontinued effective 15th April 2020.)

• Rewards powered by PAYBACK: PAYBACK is India's largest multi-brand loyalty programme and this card entitles the cardholders to earn PAYBACK Points on all retail transactions as elaborated below:

1. Enjoy accelerated 3X rewards, i.e on every Rs. 100 spent, get 6 PAYBACK Points on fuel spends at HPCL pumps & 2 PAYBACK Points on all other retail spends
2. Now you can redeem PAYBACK Points at HPCL pumps itself! Every 2,000 PAYBACK Points earn you fuel worth Rs. 500

• Enjoy the facility of Rs. 199 Annual Fee Savings. By just spending Rs. 50,000 or more annually on this Card, the bank will reverse Annual Fee (Rs. 199) for that year
• Exclusive benefits from American Express: 

1. American Express Connect offers a wide range of special offers across categories such as Travel, Lodging, Dining, Retail and Online Shopping
2. American Express ezeClick is faster, smarter and secure online payment solution. While shopping online, you just have to enter a single User ID instead of inserting Card details

• Get Rs. 100 off on movie tickets through www.bookmyshow.com. avail this discount twice each month. However, with effect from May 15, 2020, the BookMyShow benefits will be revised as follows: Avail of 25% discount, maximum up to Rs 100 on purchase of minimum two tickets per transaction
• The finest dining experiences now come with equally impressive savings. Exclusive dining offers through ICICI Bank Culinary Treats Programme

Pros

• In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
• Shop Now and Pay in Parts with flexible low cost EMIs
• Up to 25% discount on partner restaurants via Swiggy Dineout

Cons

• No Golf benefits
• No airport lounge access
• No rewards as such

Pros

• Exclusive dining offers through ICICI Bank Culinary Treats Programme
• Enjoy accelerated 3X rewards, i.e on every Rs. 100 spent, get 6 PAYBACK Points on fuel spends at HPCL pumps & 2 PAYBACK Points on all other retail spends

Cons:

• No Complimentary Lounge access
• No complimentary Golf classes/sessions

To apply for ICICI Bank Credit Cards please click here