Axis Bank Privilege Credit Card vs HDFC Diners Club Privilege Credit Card
Joining Fees
₹1,500
₹2,500
Editor's Rating
4.2
4.3
Key Features
- Milestone Benefit: Avail additional 10,000 Edge reward points worth Rs. 2000 upon achieving spends milestone of Rs. 5 lakh in a card anniversary year
- Annual fees reversal on achieving spends of Rs. 5 Lakhs in the previous card anniversary year
- 2 Complimentary access per calendar quarter to select domestic lounges. Do note to be eligible for the access you have to do 50K spends in prior 3 months
- With EazyDiner, Axis Bank Dining Delights program, get Rs. 1000 off and more
- Fuel surcharge refund on spends at all fuel stations across India. Avail this offer on transactions between Rs. 400 and Rs. 4,000 only.
- Get Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Avail points for the following transaction: 10 points on every Rs 200 Spent on the credit card domestically/Internationally
- Purchase Protection Plan up to Rs. 1 Lakhs
- Credit Shield 1 Lakh
- Loss Travel Documents Cover up to 300 USD
- Delay of Check-in Baggage cover up to 300 USD
- Loss of Check-in Baggage Cover up to 500 USD
- Complimentary annual memberships availed from the following partners upon achieving annual spend milestone of Rs 5 Lakhs at the time of card anniversary- Zomato Gold, Amazon Prime, MakeMyTrip Double Black, Times Prime, BigBasket Star
- Monthly Milestone: Avail chance of complimentary choice of any one benefit amongst Ola Select or cure.fit Live 1 month membership or BookMyShow or TataCLiQ vouchers worth Rs. 500 each on spends of Rs. 40,000 in a calendar month
- Exclusive discounts at leading spas, salons, and gyms
- Complimentary golf games (2 per quarter) across the finest courses around the globe
- 24/7 Concierge Services
- Insurance Benefits
Editor's Review
Pros
- Milestone and Activation benefits
- Complimentary Airport Lounge Access
Cons
- No complimentary Golf lessons
- Annual interest rate is too high
Pros
- Complimentary annual memberships of Amazon Prime, Zomato Gold, MMTDOUBLEBLACK, Times Prime and BigBasket Star
- 12 Complimentary Airport lounge access to 1000+ Lounges in India and globally for primary and add-on
- 4 Reward Points for every Rs. 150 spent
Cons
- No complimentary offers for movie tickets
- High Annual Fees
- No Cashback on online spends
