HDFC Diners Club Privilege Credit Card vs American Express® Platinum Reserve
Joining Fees
₹2,500
₹5,000
Editor's Rating
4.3
3.7
Key Features
- Complimentary annual memberships availed from the following partners upon achieving annual spend milestone of Rs 5 Lakhs at the time of card anniversary- Zomato Gold, Amazon Prime, MakeMyTrip Double Black, Times Prime, BigBasket Star
- Monthly Milestone: Avail chance of complimentary choice of any one benefit amongst Ola Select or cure.fit Live 1 month membership or BookMyShow or TataCLiQ vouchers worth Rs. 500 each on spends of Rs. 40,000 in a calendar month
- Exclusive discounts at leading spas, salons, and gyms
- Complimentary golf games (2 per quarter) across the finest courses around the globe
- 24/7 Concierge Services
- Insurance Benefits
- Welcome Gift of 11,000 Bonus Membership Rewards Points
- Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
- Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
- Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
- Complimentary access to leading Golf courses in India
Editor's Review
Pros
- Complimentary annual memberships of Amazon Prime, Zomato Gold, MMTDOUBLEBLACK, Times Prime and BigBasket Star
- 12 Complimentary Airport lounge access to 1000+ Lounges in India and globally for primary and add-on
- 4 Reward Points for every Rs. 150 spent
Cons
- No complimentary offers for movie tickets
- High Annual Fees
- No Cashback on online spends
Pros
- Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
- Avail movie or online shopping vouchers worth Rs.6,000 per year
- Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
- Redeem the Points for over 500 options that include travel, dining, accessories and more
Cons
- Poor reward structure
- Absence of bonus reward points on milestone spends
- High-interest rates
- High Annual Fee
